Maine Take-Home Pay Calculator (2026)
EstimateBy Maria Thompson, CPA · Reviewed by Robert Johnson, CPA, JD-Tax · Updated May 8, 2026 · Methodology
See estimated take-home pay in Maine (ME) after federal income tax, FICA (Social Security and Medicare), and state income tax for 2026. Use the indexed benchmarks below or open a specific salary page for breakdown, paystub view, and worked examples.
How Maine taxes your paycheck
Maine applies a three-bracket progressive income tax with rates of 5.8%, 6.75%, and a top 7.15% on income above approximately $61,600 (single), and a state Earned Income Tax Credit equal to 25% of the federal EITC for working families.
Maine introduced a Paid Family and Medical Leave (PFML) payroll contribution of 1% (split equally between employer and employee, capped at the Social Security wage base) starting in 2025, in addition to standard income tax withholding.
Why this matters: Maine has a Paid Family and Medical Leave program effective 2025 funded by a 1% payroll contribution split between employer and employee, joining a small group of states that mandate paid leave through payroll deductions.
Estimated take-home pay by salary in Maine
The table below shows estimated annual, monthly, and biweekly net pay after federal income tax, FICA, and state income tax for common salary milestones.
| Annual salary | Annual net | Monthly net | Biweekly net | Effective tax |
|---|---|---|---|---|
| $40,000 | $32,524 | $2,710 | $1,251 | 18.7% |
| $60,000 | $47,794 | $3,983 | $1,838 | 20.3% |
| $75,000 | $57,922 | $4,827 | $2,228 | 22.8% |
| $100,000 | $74,509 | $6,209 | $2,866 | 25.5% |
| $150,000 | $106,987 | $8,916 | $4,115 | 28.7% |
All indexed salary benchmarks for Maine
Open any benchmark page for a full breakdown, paystub-style table, and links to nearby salary points and comparable states.
Local income tax notes — Maine
Maine does not have notable city or county wage income taxes beyond the standard state withholding.
Maine tax facts at a glance
| Abbreviation | ME |
| Tax structure | Progressive state income tax up to 7.15% |
| Top marginal rate | 7.15% |
| Filing deadline | April 15 |
| State revenue agency | Maine Revenue Services |
Maine Take-Home Pay FAQs
Does Maine have a state income tax?
Yes. Maine applies a three-bracket progressive income tax with rates of 5.8%, 6.75%, and a top 7.15% on income above approximately $61,600 (single), and a state Earned Income Tax Credit equal to 25% of the federal EITC for working families.
What is the top state income tax rate in Maine?
Maine uses a progressive state income tax with a top marginal rate of 7.15% on the highest-income brackets.
Are there any local income taxes in Maine?
No notable local wage income taxes apply in this state beyond the standard state withholding.
How much is $75,000 after taxes in Maine?
On a $75,000 salary in Maine, estimated take-home pay is about $4,827 per month and $2,228 biweekly after federal income tax, FICA, and state income tax.
Does Maine have wage reciprocity with other states?
Maine does not have publicly listed wage reciprocity agreements with other states. Cross-border commuters typically file in both the state of residence and the state of work.
Methodology & Data Quality
This take-home pay calculator for Maine is a planning tool. We publish how estimates are computed so results are easy to audit.
Last reviewed: February 9, 2026
How we calculate
- Estimate federal income tax from the 2026 progressive bracket model with the standard deduction baseline.
- Estimate FICA as Social Security (6.2% to the wage base) plus Medicare (1.45% with no cap).
- Estimate Maine state tax from a representative effective rate within the progressive bracket up to 7.15%.
Assumptions
- Single-filer standard deduction baseline is used for planning.
- State tax modeling is simplified and does not replace a full state-form simulation.
- Results are annualized and converted to monthly and biweekly net pay.
Limitations
- Local taxes (e.g., NYC, Philadelphia, Detroit), credits, itemized deductions, and pre-tax benefits are not fully modeled.
- Actual payroll withholding can differ by employer payroll setup and pay frequency.
- Use payroll records or a tax professional for filing-level accuracy.