Free paycheck, salary & loan calculators

Money calculators that show their work. Calcyet gives you the answer. It also gives you the math behind the answer: the formula, every step with your numbers, and a table you can check. The tax figures are the 2026 IRS figures. It's free. There's no sign-up, and your inputs never leave your browser.

Most used

Paycheck calculatorMortgage calculatorHourly to salaryAuto loanCompound interestTake-home pay by state2027 tax brackets

Popular answers

$25 an hour is how much a year?$20 an hour is how much a year?Mortgage payment on $350,000Days until ChristmasDays until Black FridayDays until ThanksgivingHow much tax on a bonus?

Take-home pay in your state

Pick your state (51)
AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDistrict of Columbia

Salary & Wages

Turn hourly pay into a yearly salary, or a salary into hourly pay. Before taxes and after taxes.

Hourly to SalaryYour hourly wage as a yearly salary.Salary to HourlyYour salary as an hourly wage.Overtime PayTime-and-a-half and double time.Pay RaiseNew pay after a % raise.

Paycheck & Taxes

Take-home pay in every state. It uses 2026 federal tax, FICA and state income tax.

Paycheck CalculatorTake-home pay after taxes.Federal Income Tax2026 brackets, step by step.2027 Tax BracketsProjected 2027 brackets vs. 2026.Self-Employment Tax1099 tax and quarterly payments.Bonus TaxWithholding on bonus pay.

Mortgage & Home

Your monthly mortgage payment, how much house you can afford, and the full payment schedule.

Mortgage CalculatorMonthly payment with taxes and insurance.How Much House Can I AffordBased on your income and your debts.Refinance CalculatorWhen a refinance pays for itself.Extra PaymentsPay off your mortgage early.

Loans & Debt

Car payments, personal loans, student loans and credit card payoff.

Auto Loan CalculatorMonthly car payment.Personal LoanPayment and total interest.Credit Card PayoffHow long it takes and what interest costs.Student LoanPayments and payoff date.

Saving & Investing

Compound interest, your 401(k), retirement and savings goals.

Compound InterestGrowth with monthly contributions.401(k) CalculatorBalance at retirement with match.Retirement SavingsHow much you need saved to retire.Savings GoalMonthly amount to reach a goal.

Percentages

Percent of a number, percent change, sale prices and tips.

Percentage CalculatorWhat is X% of Y and more.Percent ChangeIncrease or decrease in %.Discount CalculatorSale price after % off.Tip CalculatorTip and split the bill.

Dates & Time

Your exact age, days between two dates, business-day deadlines and Tax Day.

Age CalculatorExact age in years, months, days.Days Between DatesCount days and business days.Add or Subtract DaysDate N days from now.Days UntilCount down to a date or a deadline.

How we build our calculators

The tax calculators use the 2026 federal brackets, standard deductions and FICA limits. Those numbers come from the IRS and the Social Security Administration. State taxes use each state's own rates. The loan calculators use the standard amortization formula. The investing calculators use compound interest. Nothing exotic. Every page lists its assumptions. That's not a small detail. In other words, you can see what is included and what isn't. The full details are on the methodology page.

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