Virginia Take-Home Pay Calculator (2026)

Estimate

By Maria Thompson, CPA · Reviewed by Robert Johnson, CPA, JD-Tax · Updated May 8, 2026 · Methodology

See estimated take-home pay in Virginia (VA) after federal income tax, FICA (Social Security and Medicare), and state income tax for 2026. Use the indexed benchmarks below or open a specific salary page for breakdown, paystub view, and worked examples.

Tax structure
Progressive state income tax up to 5.75%
$75k net (estimate)
$4,827/mo
$75k effective tax rate
22.8%
Largest cities
Virginia Beach · Norfolk

How Virginia taxes your paycheck

Virginia uses a four-bracket progressive income tax from 2% to 5.75%, but because the top bracket starts at just $17,000 of taxable income (unchanged since 1990), the system functions effectively as a flat 5.75% rate for any full-time worker—a quirk of decades-old bracket design.

Virginia has wage reciprocity agreements with DC, Kentucky, Maryland, Pennsylvania, and West Virginia, and the state's filing deadline is May 1 rather than the federal April 15; Virginia has no local income taxes on wages but allows counties to levy local sales tax add-ons of up to 1%.

Why this matters: Virginia's income tax brackets have not been updated since 1990, meaning the top rate of 5.75% kicks in at just $17,000 of taxable income—so virtually every full-time worker pays the top rate, making Virginia effectively a flat tax in practice.

Estimated take-home pay by salary in Virginia

The table below shows estimated annual, monthly, and biweekly net pay after federal income tax, FICA, and state income tax for common salary milestones.

Annual salaryAnnual netMonthly netBiweekly netEffective tax
$40,000$32,524$2,710$1,25118.7%
$60,000$47,794$3,983$1,83820.3%
$75,000$57,922$4,827$2,22822.8%
$100,000$74,509$6,209$2,86625.5%
$150,000$106,987$8,916$4,11528.7%

All indexed salary benchmarks for Virginia

Open any benchmark page for a full breakdown, paystub-style table, and links to nearby salary points and comparable states.

$30,000$40,000$50,000$60,000$70,000$75,000$80,000$90,000$100,000$120,000$150,000$200,000

Local income tax notes — Virginia

Virginia does not have notable city or county wage income taxes beyond the standard state withholding.

Reciprocity: Workers commuting from District of Columbia, Kentucky, Maryland, Pennsylvania, West Virginia may file only in their state of residence and have Virginia withholding waived through the appropriate state form.

Virginia tax facts at a glance

AbbreviationVA
Tax structureProgressive state income tax up to 5.75%
Top marginal rate5.75%
Filing deadlineMay 1 (Virginia's deadline is later than the federal April 15)
State revenue agencyVirginia Department of Taxation

Virginia Take-Home Pay FAQs

Does Virginia have a state income tax?

Yes. Virginia uses a four-bracket progressive income tax from 2% to 5.75%, but because the top bracket starts at just $17,000 of taxable income (unchanged since 1990), the system functions effectively as a flat 5.75% rate for any full-time worker—a quirk of decades-old bracket design.

What is the top state income tax rate in Virginia?

Virginia uses a progressive state income tax with a top marginal rate of 5.75% on the highest-income brackets.

Are there any local income taxes in Virginia?

No notable local wage income taxes apply in this state beyond the standard state withholding.

How much is $75,000 after taxes in Virginia?

On a $75,000 salary in Virginia, estimated take-home pay is about $4,827 per month and $2,228 biweekly after federal income tax, FICA, and state income tax.

Does Virginia have wage reciprocity with other states?

Yes. Virginia has wage tax reciprocity agreements with District of Columbia, Kentucky, Maryland, Pennsylvania, West Virginia, which can simplify withholding for cross-border commuters.

Methodology & Data Quality

This take-home pay calculator for Virginia is a planning tool. We publish how estimates are computed so results are easy to audit.

Last reviewed: February 9, 2026

How we calculate

  • Estimate federal income tax from the 2026 progressive bracket model with the standard deduction baseline.
  • Estimate FICA as Social Security (6.2% to the wage base) plus Medicare (1.45% with no cap).
  • Estimate Virginia state tax from a representative effective rate within the progressive bracket up to 5.75%.

Assumptions

  • Single-filer standard deduction baseline is used for planning.
  • State tax modeling is simplified and does not replace a full state-form simulation.
  • Results are annualized and converted to monthly and biweekly net pay.

Limitations

  • Local taxes (e.g., NYC, Philadelphia, Detroit), credits, itemized deductions, and pre-tax benefits are not fully modeled.
  • Actual payroll withholding can differ by employer payroll setup and pay frequency.
  • Use payroll records or a tax professional for filing-level accuracy.

Primary references