Arizona hourly & salary paycheck calculator 2026
On a $75,000 salary, a single filer in Arizona takes home about $60,120 a year. That's $2,312.31 every two weeks. Arizona has a flat 2.5% income tax, costing $1,473 a year on that salary.
$60,120 a year · $5,010 a month · total tax $14,880 (19.84% of gross)
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | -$295.00 | -$7,670.00 |
| Social Security (6.2%) | -$178.85 | -$4,650.00 |
| Medicare (1.45%) | -$41.83 | -$1,087.50 |
| Arizona income tax | -$56.63 | -$1,472.50 |
| Take-home pay | $2,312.31 | $60,120.00 |
Federal taxable income $58,900 (after the $16,100 standard deduction), marginal federal rate 22%, Arizona taxable income $58,900, marginal state rate 2.5%. This is an annual estimate. Your employer's withholding tables and your Form W-4 choices move the per-check amount a little.
How Arizona taxes your paycheck
Arizona has a flat 2.5% income tax. Before the rates apply, you subtract a standard deduction of $16,100 ($32,200 married). On $75,000, Arizona takes 1.96% of your salary in income tax. Your last dollar pays 2.5%. In other words, the rate in the table is not the rate you pay on the whole salary.
| Taxable income | Rate |
|---|---|
| Over $0 | 2.5% |
Worked example: $75,000 salary, single, Arizona
- Federal taxable income: $75,000 − $16,100 standard deduction = $58,900.
- Federal income tax: 10% × $12,400 + 12% × $38,000 + 22% × $8,500 = $7,670.00.
- FICA: 6.2% Social Security × $75,000 = $4,650.00; 1.45% Medicare × $75,000 = $1,087.50.
- Arizona taxable income: $75,000 − $16,100 in state deductions/exemptions = $58,900. Tax: 2.5% × $58,900 = $1,472.50.
- Take-home: $75,000 − $14,880 total taxes = $60,120 a year ($2,312.31 biweekly, $5,010.00 monthly). Effective tax rate: 19.8%.
Arizona take-home pay by salary (2026, single)
| Salary | Federal tax | FICA | AZ tax | Take-home / yr | / month | Effective rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $348 | $25,938 | $2,161 | 13.5% |
| $50,000 | $3,820 | $3,825 | $848 | $41,508 | $3,459 | 17% |
| $75,000 | $7,670 | $5,738 | $1,473 | $60,120 | $5,010 | 19.8% |
| $100,000 | $13,170 | $7,650 | $2,098 | $77,083 | $6,424 | 22.9% |
| $150,000 | $24,734 | $11,475 | $3,348 | $110,444 | $9,204 | 26.4% |
At $30,000 the effective tax rate in Arizona is 13.5%. At $150,000 it is 26.4%.
In Arizona, moving from $50,000 to $100,000 raises take-home by $35,575. That's 71.2% of the extra $50,000. Put another way, you keep about 71 cents of each extra dollar. Stop on that number for a second. The best state lets you keep 73.7%.
A married couple filing jointly on a combined $100,000 keeps $83,015 in Arizona. That's $5,933 more than a single filer. Most of it comes from federal tax, where the standard deduction and brackets double. $403 comes from Arizona's own rules for couples.
Arizona vs. neighboring states
At $75,000 (single), Arizona ranks #2 of 6 in its region and #12 of 51 nationally. That's $1,473 a year less than the best state, Florida.
| State | State tax + payroll | Take-home | vs. AZ |
|---|---|---|---|
| Nevada | $0 | $61,593 | +$1,473 |
| Arizona | $1,473 | $60,120 | — |
| New Mexico | $2,359 | $59,233 | −$887 |
| Colorado | $2,922 | $58,671 | −$1,449 |
| Utah | $3,110 | $58,483 | −$1,637 |
| California | $3,750 | $57,843 | −$2,277 |
This comparison leaves out local income taxes. For city residents, local taxes can change the order.
What makes Arizona different
- Arizona taxes all wages at a flat 2.5%. That ties North Dakota's top rate as the lowest of any state with an income tax.
- Under HB 4168 (signed June 2026), Arizona couples its standard deduction to the federal one, so 2026 filers deduct $16,100 single or $32,200 married.
- Arizona employees choose their own withholding rate on Form A-4 (0.5% to 3.5% of gross pay). So your paycheck withholding can differ from the tax you finally owe.
The largest cities are Phoenix, Tucson, Mesa, Chandler. Official forms and withholding tables come from the Arizona Department of Revenue.
Frequently asked questions
How much is $75,000 a year after taxes in Arizona?
About $60,120 for a single filer in 2026. That's $2,312.31 per biweekly paycheck. It assumes the standard deduction and no 401(k). The taxes are $7,670 federal income tax, $5,738 Social Security and Medicare, and $1,473 Arizona income tax.
What is Arizona's income tax rate in 2026?
Arizona has a flat 2.5% income tax. On a $75,000 salary the effective state rate is 1.96%. The rate on your last dollar (the marginal rate) is 2.5%.
Are there local income taxes in Arizona?
No. Arizona doesn't withhold any city or county income tax from wages. So the state figure above is the whole picture.
Does Arizona have a tax reciprocity agreement?
No. Say you live in one state and work in Arizona. You generally pay tax where you work. Then you claim a credit in your home state for that tax.
Sources
These estimates cover wages only. They use the standard deduction and no credits. Some things would lower your federal tax, and they are not here: the 2026 child tax credit ($2,200 per child) and the 2025–2028 deductions for tips (up to $25,000), qualified overtime (up to $12,500, or $25,000 married), seniors 65+ ($6,000 each) and car-loan interest (up to $10,000). If any of those apply to you, your real federal tax is lower.
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Updated: October 2, 2026 · Sources and methodology