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$80,000 Take-Home Pay in Iowa (After Taxes) — 2026
EstimateBy Maria Thompson, CPA · Reviewed by Robert Johnson, CPA, JD-Tax · Updated May 8, 2026 · Methodology
$80,000 per year equals $6,667 gross per month before taxes in Iowa (IA), where a flat 3.8% rate applies.
After typical federal, FICA, and state taxes, estimated take-home pay is about $5,103 per month, or $2,355 biweekly. This is a upper-mid-income salary in Iowa, where state income tax applies, and the overall effective tax burden appears moderate at approximately 23.5%.
Breakdown (annual)
| Gross | $80,000 |
| Federal income tax (est.) | $9,441 |
| FICA — Social Security + Medicare (est.) | $6,120 |
| Iowa state tax (est.) | $3,200 |
| Net (take-home) | $61,239 |
Tax mix in this Iowa scenario
| Federal share of total taxes | 50.3% |
| FICA share of total taxes | 32.6% |
| Iowa state share of total taxes | 17.1% |
How Iowa taxes your paycheck
Iowa moved to a flat 3.8% state income tax in 2025 (accelerated from the original 2026 timeline), replacing a progressive system whose top rate was 8.98% as recently as 2022—one of the largest state tax restructurings of the decade.
Iowa school districts may impose a school district surtax of up to 20% calculated on the resident's state income tax liability rather than on income directly, and Iowa's state filing deadline is April 30 rather than the federal April 15.
Local context: Major employment hubs in Iowa include Des Moines, Cedar Rapids, Davenport, Sioux City. Iowa accelerated its move to a flat 3.8% rate in 2025 (originally scheduled for 2026), making it one of the fastest tax restructurings in recent state history—down from a top rate of 8.98% just a few years earlier.
Local tax note: Iowa school districts may impose a school district income surtax of 0%–20% on top of state tax liability, applied as a percentage of the state tax (not income); rates vary by district.
Disclaimer: This is a planning estimate based on the simplified model documented on our methodology page. It is not tax, legal, or financial advice. Consult a licensed CPA or tax professional for advice specific to your situation. Last verified against the Iowa Department of Revenue guidance on May 8, 2026.
Explore nearby salaries in Iowa
Compare $80,000 with other states
Common Use Cases for Iowa $80,000 Take-Home
Relocation comparison
Compare $80,000 net outcomes between Iowa and other states before moving.
Offer evaluation
Use $5,103 monthly net as a baseline to compare compensation packages including benefits and equity.
Budget planning
Start from $2,355 biweekly net to plan recurring expenses and savings targets in Des Moines or anywhere in Iowa.
Iowa Take-Home Pay FAQs
How much is $80,000 after taxes in Iowa in 2026?
Estimated take-home pay is about $5,103 per month and $2,355 biweekly after federal income tax, FICA, and state income tax. Actual results vary by filing status and deductions.
What is the take-home pay on $80,000 in Iowa?
Net pay is approximately $2,355 biweekly, $5,103 monthly, and $61,239 annually before any pre-tax benefits or deductions.
Does Iowa have a state income tax?
Iowa moved to a flat 3.8% state income tax in 2025 (accelerated from the original 2026 timeline), replacing a progressive system whose top rate was 8.98% as recently as 2022—one of the largest state tax restructurings of the decade.
Are there local income taxes in Iowa that affect this paycheck?
Iowa school districts may impose a school district income surtax of 0%–20% on top of state tax liability, applied as a percentage of the state tax (not income); rates vary by district.
What is the estimated effective tax rate on $80,000 in Iowa?
The estimate implies an effective tax rate near 23.5%, including federal income tax, FICA, and state income tax.
Methodology & Data Quality
This take-home pay calculator for Iowa is a planning tool. We publish how estimates are computed so results are easy to audit.
Last reviewed: February 9, 2026
How we calculate
- Estimate federal income tax from a simplified progressive bracket model with the standard deduction baseline.
- Estimate FICA as Social Security (6.2% to the wage base) plus Medicare (1.45% with no cap).
- Estimate Iowa state tax from a flat 3.8% rate based on the latest Iowa Department of Revenue guidance.
Assumptions
- Single-filer standard deduction baseline is used for planning.
- State tax modeling is simplified and not a full state-form simulation.
- Results are annualized and converted to monthly and biweekly net pay.
Limitations
- Local taxes (e.g., NYC, Philadelphia, Detroit), credits, itemized deductions, and pre-tax benefits are not fully modeled.
- Actual payroll withholding can differ by employer payroll setup and pay frequency.
- Use payroll records or a tax professional for filing-level accuracy.